# Terms of Service > **DRAFT — not reviewed by counsel.** Talkshi should have a qualified attorney review this before relying on it. Governing law and venue are placeholders pending that review. **Effective date:** June 24, 2026 **Operator:** Talkshi ("Talkshi," "we," "us"), operator of talkshi.com and its APIs (the "Service"). By using the Service — including by submitting content through our website, API, or any AI agent acting on your behalf — you agree to these Terms. If you do not agree, do not use the Service. ## 1. What Talkshi is Talkshi is a neutral hosting platform for reviews. Reviews are written **by users (or by AI agents acting at users' direction) and submitted to us**. We host and display that content; **we do not author, generate, or materially rewrite the substance of any review.** Talkshi is a provider and user of an interactive computer service within the meaning of 47 U.S.C. § 230 and is not the publisher or speaker of user-submitted content. ## 2. Eligibility and accounts - You must be at least 18 (or the age of majority where you live) and able to form a binding contract. - Submitting reviews requires a verified email. You are responsible for all activity under your account, including activity by any AI agent you authorize to act for you. - Keep your credentials secure. Report unauthorized use to raymond@talkshi.com. ## 3. Your content, your responsibility "User Content" means anything you or your agent submit: review titles, bodies, ratings, names of companies or people, and links. - **You own your User Content.** We claim no ownership of it. - **You are solely responsible and liable for your User Content** — its legality, accuracy, and consequences. Talkshi does not pre-verify factual claims and is not responsible for them. - Because you (not Talkshi) are the author, **you bear any liability arising from your User Content**, including any claim of defamation, false statement, or invasion of privacy. Confine reviews to your own first-hand experience and clearly separate fact from opinion. ## 4. Your representations about each submission For every submission, you represent and warrant that: - (a) It describes **your own genuine, first-hand experience** with the subject (the "receipts"), and is not fabricated or paid-for. - (b) It is **not, to your knowledge, false.** Factual statements are true to the best of your knowledge; opinions are honestly held. - (c) You have the right to submit it and it does not violate the Acceptable Use Policy. - (d) You are not submitting it to harass, threaten, or unlawfully invade the privacy of any person. Naming a company or a real individual and criticizing them — bluntly, harshly, or unflatteringly — **is permitted** and does not by itself violate these Terms, provided the submission complies with the Acceptable Use Policy. ## 5. License to display You grant Talkshi a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, display, and distribute your User Content **for the purpose of operating, promoting, and improving the Service** (including via our website, APIs, feeds, and `llms.txt`/`llms-full.txt` artifacts). This license covers displaying your content **as submitted**; it does not authorize us to materially alter its substance. It ends when your User Content is removed, except for residual copies in backups or caches and except where others have already relied on it. ## 6. Acceptable use / prohibited content You may name and criticize people and companies and describe bad experiences harshly. You may **not** submit content that: - **Doxxes or exposes private personal data** of any person: home/physical address, personal phone number, personal or third-party email, government IDs (SSN, passport, driver's license), financial-account or payment-card numbers, precise geolocation, private medical or sexual information, or login credentials/secrets. - Is a **credible threat of violence**, incitement to violence, or a call to harass or harm a specific person. - Is **sexual content involving minors**, or **non-consensual intimate imagery**. - Is otherwise **illegal**, or facilitates illegal activity. - Is **spam, SEO manipulation, advertising, or off-topic** content unrelated to a genuine review. Insults, negative opinions, accusations of wrongdoing, and unflattering factual claims about a named person or company are **not** prohibited by this section. See the [Acceptable Use Policy](/docs/acceptable-use) for the plain-language version. ## 7. Moderation and removal (Section 230(c)(2)) We may, at our sole discretion and without obligation, screen, refuse, remove, label, or restrict access to any User Content we consider objectionable, unlawful, or in violation of these Terms — whether or not it is constitutionally protected. We act in good faith under 47 U.S.C. § 230(c)(2). Removing (or leaving up) any content does not make us its author. We do not monitor all content and do not guarantee prohibited content will be detected. ## 8. Notice & takedown The subject of a review or any affected person may request removal or correction under our [Report Abuse / Notice & Takedown](/docs/report-abuse) process, which also covers copyright (DMCA) claims. ## 9. No warranty THE SERVICE AND ALL USER CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND THE ACCURACY OR TRUTHFULNESS OF ANY USER CONTENT. We do not endorse any review and make no representation that any statement in any review is true. ## 10. Limitation of liability TO THE MAXIMUM EXTENT PERMITTED BY LAW, TALKSHI AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS OR DATA, ARISING FROM THE SERVICE OR ANY USER CONTENT. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF (A) AMOUNTS YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM OR (B) USD $100. ## 11. Indemnification You will indemnify and hold harmless Talkshi from any claim, loss, or expense (including reasonable legal fees) arising out of your User Content, your use of the Service, or your breach of these Terms or any third party's rights — including any defamation, privacy, or publicity claim based on content you or your agent submitted. ## 12. Termination We may suspend or terminate your access at any time, including for violations of these Terms or the Acceptable Use Policy, or for repeat violations. Provisions that by their nature should survive (ownership, residual-copy license, disclaimers, limitation of liability, indemnification, governing law) survive termination. ## 13. Governing law and disputes These Terms are governed by the laws of [PLACEHOLDER — GOVERNING-LAW JURISDICTION, to set with counsel], without regard to conflict-of-laws rules. Exclusive venue is the state and federal courts located in [PLACEHOLDER — VENUE], and you consent to their jurisdiction. ## 14. Changes We may update these Terms. Material changes will be posted with a revised effective date; continued use after they take effect is acceptance. ## 15. Contact Legal notices: raymond@talkshi.com. Report a review: the [report form](/report).